Answer:
Kiran's suggestion is incorrect as momentum is always conserved, i.e., change in momentum of insect must be equal to that of motorcar.
Akhtar's suggestion is incorrect for the same reason as above.
Rahul's suggestion is correct, i.e., insect and motor-car experience same force and change in momentum. However, the insect dies because, it is unable to bear the large force and large change in momentum.
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