question_answer

For availment of refinance from National Housing Bank, scheduled commercial bank has to satisfy which of the following conditions?

A)  The capital adequacy ratio of the banks should be as per the norms prescribed by the Reserve Bank of India

B)  The net non-performing assets to the net advances of the bank should not exceed 10%

C)  The scheduled commercial bank has earned profit for the last 2 years

D)  All of the above

E)  None of these