Banking Marketing Aptitude Banking System Question Bank

done Banking Total Questions - 159

• question_answer1)
  Which of the following statements is true?
  A)
  Banks cannot accept demand and time deposits from public done clear
  B)
        Banks can accept only demand deposits from public done clear
  C)
        Banks can accept only time deposits from public done clear
  D)
        Banks can accept both demand and time deposits from public done clear
  E)
        Banks can accept demand and time deposits only from done clear
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• question_answer2)
  Interest payable on saving bank account is ?
  A)
   Not regulated by RBI done clear
  B)
         Regulated by state government done clear
  C)
         Regulated by central government done clear
  D)
         Regulated by RBI done clear
  E)
         Regulated by Finance which of the following is a correct statement? done clear
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• question_answer3)
  State Bank of India is the sole authority to issue and manage currency in India.                                  [IBPS RO. 2011]
  A)
   A nationalized bank is the sole authority to issue and manage currency in India done clear
  B)
         A nationalization bank is the sole authorized tom issues and manage currency in India done clear
  C)
         A Co-operative bank is the sole authority to issue and manage currency in India done clear
  D)
         RBI is the sole authority to issue and manage currency in India done clear
  E)
         None of these           done clear
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• question_answer4)
                           Accounts are allowed to be operated by cheques in respect of?                                            [IBPS RO. 2011]
  A)
   Both savings bank accounts and fixed deposit accounts done clear
  B)
         Saving bank accounts and current accounts done clear
  C)
         Both saving bank accounts and loan accounts done clear
  D)
         Both saving bank accounts and cash accounts only done clear
  E)
         Both current accounts and fixed deposits accounts done clear
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• question_answer5)
  Which of the following is a correct statement?
  A)
   Normally no interest is paid on current deposit accounts done clear
  B)
         Interest is paid on current accounts at the same rate as term deposit accounts done clear
  C)
         The rate of interest on current account and savings account are the same done clear
  D)
         No interest is paid on any deposit by the bank done clear
  E)
         Saving deposits are the same as current deposits   done clear
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• question_answer6)
  The usual deposit accounts of bank are ?
  A)
   Current accounts, electricity accounts and insurance premium accounts done clear
  B)
         Current accounts, post office savings bank accounts and term deposit accounts done clear
  C)
         Loan accounts, saving bank accounts and term deposits accounts done clear
  D)
         Current accounts, saving bank accounts and term deposit accounts done clear
  E)
         Current bill accounts and term deposit accounts                 done clear
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• question_answer7)
  Fixed deposits and recurring deposits are?                                                                         [IBPSRO. 2011]
  A)
   Repayable after an agreed period done clear
  B)
         Repayable on demand done clear
  C)
         Not repayable done clear
  D)
         Repayable after death of depositors done clear
  E)
         Repayable on demand or after an agreed period as per banks choices done clear
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• question_answer8)
  Financial inclusion means provision of ?                                                                           [IBPS RO. 2011]
  A)
   Financial services, namely, payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the same done clear
  B)
         Ration at affordable cost to persons not yet given the same done clear
  C)
         House at affordable cost to persons not yet given the same done clear
  D)
         Food at affordable cost to persons not yet given the same done clear
  E)
         Education at affordable cost to persons not yet given the same done clear
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• question_answer9)
  Which of the following is known as cross-selling by Banks?                                       [IBPS RO. 2011]
  A)
   Sale of a debit card to a credit card holder done clear
  B)
         Sale of insurance policy to a depositor done clear
  C)
         Issuance of cash against cheque presented by a third party (a) only (A) (b) only (B) (c) only C done clear
  D)
         Both A and C done clear
  E)
         All A, B and C     done clear
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• question_answer10)
                               Which of the following states became the first state in the country to launch RBFs e-payment system for commercial tax payers?           [IBPS RO, 2011]
  A)
   Andhra Pradesh done clear
  B)
         Kerala         done clear
  C)
         Gujarat             done clear
  D)
          Maharashtra       done clear
  E)
         Karnataka   done clear
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• question_answer11)
         When a bank returns a cheque unpaid, it is called?                                                [IBPS P.O. 2011]
  A)
   Payment of the cheque   done clear
  B)
            Drawing of the cheque done clear
  C)
         Cancelling of the cheque     done clear
  D)
         Dishonor of the cheque done clear
  E)
         Taking of the cheque          done clear
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• question_answer12)
    Mortgage is a ?                                                                                                 [IBPSE0.2011]
  A)
   Security on movable property for a loan given by a bank done clear
  B)
         Security on immovable property for a loan given by a bank done clear
  C)
         Concession on immovable property for a loan given by a bank done clear
  D)
         Facility on immovable property for a loan given by a bank done clear
  E)
         Security on immovable property for a deposit received by a bank done clear
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• question_answer13)
  Which of the following types of accounts are known as "Demat Accounts?
  A)
   Accounts which are zero balance Accounts done clear
  B)
         Accounts which are opened to facilitate repayment of a loan taken from the bank. No other business can be conducted from there done clear
  C)
         Accounts in which shares of various companies are traded I electronic form done clear
  D)
         Accounts which are operated through internet banking facilities done clear
  E)
         None of these   done clear
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• question_answer14)
  Upper limit prescribed for RTGS transaction is ?
  A)
    1 lakh done clear
  B)
                        2 lakh  done clear
  C)
                   5 lakh              done clear
  D)
          50 lakh         done clear
  E)
         No upper limit is prescribed done clear
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• question_answer15)
  Distribution of insurance products and insurance policies by banks as corporate agents is known as? [IBPS PO 2011]
  A)
   General insurance done clear
  B)
            Non-life insurance done clear
  C)
         Banc assurance done clear
  D)
          Insurance banking done clear
  E)
         Deposit insurance    done clear
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• question_answer16)
                             Interest on saving bank account is now calculated by banks on ?                                                     [IBPS PO 2011]
  A)
   Minimum balance during the month done clear
  B)
         Minimum balance from 7th to last day of the month done clear
  C)
         Minimum balance from 10th to last day of the month done clear
  D)
         Maximum balance during the month done clear
  E)
         Daily product basis        done clear
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• question_answer17)
  A centralized database with online connectivity to branches, internet as well as ATM network which has been adopted by almost all major banks of our country is known as ?
  A)
   Investment banking        done clear
  B)
         Core banking done clear
  C)
         Mobile banking  done clear
  D)
          National banking done clear
  E)
         Specialised banking   done clear
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• question_answer18)
    With a view to facilitating payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country? [IBPS PO, 2011]
  A)
   Will   done clear
  B)
            Registration       done clear
  C)
         Nomination       done clear
  D)
         Indemnity         done clear
  E)
         Guarantee        done clear
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• question_answer19)
       Banks in our country normally publicize that additional interest rate is allowed on retail domestic term deposits of ? [BFSEO 02011]
  A)
   Minors done clear
  B)
                      Married women   done clear
  C)
         Senior citizens done clear
  D)
          Govt employer    done clear
  E)
         Rural residents   done clear
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• question_answer20)
           Largest shareholder of a nationalized bank is ?                                                                  [IBA IBPSRO. 2011]
  A)
  RBI    done clear
  B)
           NABARD      done clear
  C)
           LIC       done clear
  D)
        Govt. of India       done clear
  E)
         A money deposited in a bank that cannot be withdrawn for a present done clear
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• question_answer21)
  Fixed period of time is known as a ?                                                                                            [IBPS, RO. 2012]
  A)
   Term deposit     done clear
  B)
            Checking account done clear
  C)
         Saving bank deposit done clear
  D)
            No frills account done clear
  E)
         Current deposit     done clear
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• question_answer22)
              A worldwide financial messaging network which exchange message between banks and financial institutions is known as ?
  A)
   CHAPS            done clear
  B)
            SWIFT            done clear
  C)
         NEFT               done clear
  D)
          SFMS            done clear
  E)
         CHIPS  done clear
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• question_answer23)
  The term "Smart Money" refers to ?                                                                                 [IBPS P.O. 2012]
  A)
   Foreign currency done clear
  B)
            Internet banking   done clear
  C)
         US Dollars                    done clear
  D)
          Travelers cheques done clear
  E)
         Credit cards  done clear
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• question_answer24)
       Which of the following is a retail banking product?                                                   [IBPS P.O. 2012]
  A)
   Home loans done clear
  B)
            Working capital finance done clear
  C)
         Corporate term loans done clear
  D)
                 Infrastructure financing done clear
  E)
         Export credit    done clear
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• question_answer25)
                                   Technological advancement in recent times has given a new dimension to banks, mainly to which of the following aspects?                                                                                                                                     [IBPS, PO 2012]
  A)
   New age financial derivatives done clear
  B)
         Service delivery Mechanism done clear
  C)
         Any banking done clear
  D)
         Any type banking done clear
  E)
         Multilevel Marketing        done clear
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• question_answer26)
                        Which of the following is not a function of the RBI?                                                             [IBPSRO. 2012]
  A)
   Fiscal policy functions done clear
  B)
         Exchange control functions done clear
  C)
         Issuance, Exchange and destruction of currency notes done clear
  D)
         Monetary Authority functions done clear
  E)
         Supervisory and control functions    done clear
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• question_answer27)
              Which of the following is not required for opening a bank account?                                                    [IBPSRO. 2012]
  A)
   Identity proof    done clear
  B)
          Address proof done clear
  C)
         Recent photographs done clear
  D)
            Domicile certificate done clear
  E)
         None of these   done clear
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• question_answer28)
                                 What is the maximum deposit amount insured by DICGC?                                                   [IBPS P.O. 2012]
  A)
  2, 00,000 per depositor per bank done clear
  B)
        2, 00, 00 per depositor across all bank done clear
  C)
        1, 00,000 per depositor per bank done clear
  D)
        1, 00,000 per depositor across all bank done clear
  E)
         None of these done clear
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• question_answer29)
                                     With reference to a cheque, which of the following is the "drawer bank"?                                 [IBPS P.O. 2012]
  A)
   The bank that collects the cheque done clear
  B)
         The payee's bank done clear
  C)
         The endorsee's bank done clear
  D)
         The endorser's bank done clear
  E)
         The bank upon which the cheque is drawn done clear
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• question_answer30)
  In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction?                                        [IBPS P.O. 2012]
  A)
   RTGS done clear
  B)
                        NEFT            done clear
  C)
         TT                   done clear
  D)
          EFT              done clear
  E)
         MT    done clear
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• question_answer31)
                   Banking ombudsman scheme is applicable to the business of ?                                            [IBJOP.O.22012]
  A)
   All scheduled commercial banks excluding RRBs done clear
  B)
         All scheduled commercial banks including RRBs done clear
  C)
         Only public sector banks done clear
  D)
         All banking companies done clear
  E)
         All scheduled banks except private banks done clear
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• question_answer32)
          Nationalizations of banks aimed at all of the following except           
  A)
   Provision of adequate credit for agriculture, SME and exports done clear
  B)
         Removal of control by a few capitalists done clear
  C)
         Provision of credit to big industries only done clear
  D)
         Access of banking to masses done clear
  E)
         Encouragement of a new class of entrepreneurs    done clear
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• question_answer33)
  As per revised RBI guidelines provision on secured portion of loan accounts classified as Doubtful Assets for more than one year and unto 3 years is to be made at the rate of ?                                                                  [IBPS, PO, 2012]
  A)
  15%   done clear
  B)
           20%      done clear
  C)
                40%   done clear
  D)
           25%    done clear
  E)
                  30% done clear
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• question_answer34)
  Base rate is the rate below which no bank can allow their lending to anyone who sets up this "Base Rate" for Banks?
  A)
   Individual Bank's Board   done clear
  B)
           Ministry of commerce done clear
  C)
         Ministry of Finance          done clear
  D)
         RBI done clear
  E)
         Interest Rate commission of India done clear
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• question_answer35)
  What is a "Debit Card?                                                                                                    [IBPS.  PO. 2012]
  A)
              It is a card issued by a Rating Agency done clear
  B)
         It is card which can be used for withdrawing cash or making payment even in the absence of any balance in the account done clear
  C)
         It is a can be used for withdrawing cash or making payment if there is balance in the account done clear
  D)
         It is a card which carries prepaid balance done clear
  E)
         If is card which can be used for making STD call  done clear
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• question_answer36)
  Bad advances of a bank are called ?                                                                                [IBPS.  PO. 2012]
  A)
   Bad debt          done clear
  B)
          Book debt done clear
  C)
         Non-performing asset done clear
  D)
                 Out of order accounts done clear
  E)
         Over drawn accounts     done clear
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• question_answer37)
                          AXIS Bank is a ?                                                                                                          [IBPS EO. 2012]
  A)
   Public Sector Bank   done clear
  B)
                 Private sector Bank done clear
  C)
         Co-operative Bank          done clear
  D)
         Foreign Bank done clear
  E)
         Gramin Bank   done clear
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• question_answer38)
                                  By increasing repo rate, the economy may observe the following effects ?                             [IBPS PO. 2012]
  A)
   Rate of interests on loans and advances will be costlier done clear
  B)
         Industrial output would be affected to an extent done clear
  C)
         Banks will increase rate of interest on deposits done clear
  D)
         Industry houses may borrow money from foreign countries done clear
  E)
         All of these  done clear
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• question_answer39)
                                        Finance ministry has asked the RBI to allow common ATMs that will be owned and managed by non-banking entities, hoping to cut transaction Costs for banks. Such ATMs are known as ?                                                [IBPS P.O. 2012]
  A)
   Black Label ATMs    done clear
  B)
                Offsite ATMs done clear
  C)
         On-site ATM's or Red ATMs done clear
  D)
         Third party ATMs done clear
  E)
         White Label ATMs     done clear
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• question_answer40)
                        An ECS transaction gets bounced and you are unable to recover you money from your customer under which act can criminal action be initiated?                                                                                                          [IBPSE0.2012]
  A)
   Indian penal code          done clear
  B)
          Negotiable instrument act done clear
  C)
         Criminal procedure          done clear
  D)
         Payment and settlement act done clear
  E)
         Indian contract act    done clear
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• question_answer41)
                    Rajendra had filed a complaint with banking ombudsman but is not satisfied with the decision. What is the next option before him for getting his matter resolved?
  A)
   Write to the CMD of the Bank done clear
  B)
         File an appeal before the Finance Minister done clear
  C)
         File an appeal before the Banking ombudsman again done clear
  D)
         File an appeal before the Dy. Governor of RBI  done clear
  E)
                  Simply close the matter as going to court involves time and money       done clear
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• question_answer42)
                           The RBI does not decide the?                                                                              [SBI Clerk 2012]
  A)
   Rate of Repo and Reverse Repo done clear
  B)
         Marginal standing facility rates done clear
  C)
         Bank rates done clear
  D)
         Rate of Dearness allowance to govt. employees done clear
  E)
         SLR        done clear
  View Solution play_arrow

• question_answer43)
                                          What does the letter 'P? denote in term PAN as used in financial transaction?                           [SBI Clerk, 2012]
  A)
   Primary            done clear
  B)
            Partial            done clear
  C)
         Permanent        done clear
  D)
          Provisional        done clear
  E)
         Public    done clear
  View Solution play_arrow

• question_answer44)
              Which of the following terms is not used in banking & finance?                                  [SBI Clerk 2012]
  A)
   Public debt        done clear
  B)
            Plasma    done clear
  C)
         Joint venture                 done clear
  D)
          Net demand Time liability      done clear
  E)
                  Treasury Bill done clear
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• question_answer45)
  General clients of various banks in India can make a complaint to which of the following offices, on the issues related to deficiency in services which do not get resolved at bank's level?
  A)
   Comptroller and Auditor General of India CAG) done clear
  B)
         Attorney General of India done clear
  C)
         Ombudsman done clear
  D)
         Indian Audit Bureau done clear
  E)
         Indian Bank's Association done clear
  View Solution play_arrow

• question_answer46)
  What is the statutory liquidity Ratio (SIR) at present?                                                                       [SBI Clerk 2012]
  A)
   20%  done clear
  B)
            22%  done clear
  C)
                      25%  done clear
  D)
          24%               done clear
  E)
         None of these        done clear
  View Solution play_arrow

• question_answer47)
        Which of the following is one of the major functions of National Bank for Agriculture and Rural Development (NABARD?                                                                                                                                     [SBI Clerk 2012]
  A)
   Provide loans to state govt for developing rural infrastructure done clear
  B)
         Preparing Monetary and credit policy of India done clear
  C)
         Deciding Bank rate done clear
  D)
         Providing credit to small industrial units done clear
  E)
         Monitoring and controlling functions of the stock exchanges in India     done clear
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• question_answer48)
                                        We come across the term TPP" in financial news now days. What does ?PPP? represent?
  A)
   Personal precipitate power    done clear
  B)
         Private public partnership done clear
  C)
         Per capita potential for purchases done clear
  D)
         Present purchasing power done clear
  E)
         Pure purchase parity  done clear
  View Solution play_arrow

• question_answer49)
    Many times we read the term "ECB" in newspapers. What is the full form of ECB?
  A)
   Essential commercial Banking done clear
  B)
         European credit borrowing done clear
  C)
         External credit for Business done clear
  D)
         External commercial borrowing done clear
  E)
         None of these done clear
  View Solution play_arrow

• question_answer50)
  What is meant by financial inclusion?                                                                                [IBPS RRB Officer 2012]
  A)
   Making available banking services at an affordable cost done clear
  B)
         Opening saving accounts in rural areas without any deposit done clear
  C)
         Opening any type of account -without introduction done clear
  D)
         Distributing money through rural branches done clear
  E)
         Distributing wages through bank accounts done clear
  View Solution play_arrow

• question_answer51)
  Who is the regulatory authority for insurance business in India?
  A)
   RBI   done clear
  B)
            IRDP             done clear
  C)
         SEBI    done clear
  D)
         NABARD        done clear
  E)
         IRDA     done clear
  View Solution play_arrow

• question_answer52)
       What is money laundering?                                                                                              [BSF RRB Officer 2012]
  A)
   Conversion of assets into cash done clear
  B)
         Conversion of illegally obtained money into accountable money done clear
  C)
         Conversion of cash into gold done clear
  D)
         Conversion of gold into cash done clear
  E)
         None of these   done clear
  View Solution play_arrow

• question_answer53)
                         Regional Rural Banks?                                                                                         [IBPS RRB Officer- 2012]
  A)
   Have limited area of operation and access to refinance from NABARD done clear
  B)
         Are required to lend only to weaker sections done clear
  C)
         Are mandated to do only narrow banking done clear
  D)
         Can only extend agricultural loans done clear
  E)
         Have unrestricted area of operations    done clear
  View Solution play_arrow

• question_answer54)
      What is the full form of the term FDI?                                                                                [IBPS RRB O.A. 2012]
  A)
   Foreign Direct investment    done clear
  B)
         Foreign diverse investment done clear
  C)
         Fixed deposit investment     done clear
  D)
         Floating deposit investment done clear
  E)
         Financial derivatives in India done clear
  View Solution play_arrow

• question_answer55)
  The erstwhile UTI Bank is presently known as ?                                                     [IBPS RRB Of officer 2012]
  A)
   ING Vysya Bank done clear
  B)
            Yes Bank         done clear
  C)
         Indusland Bank done clear
  D)
            Axis Bank    done clear
  E)
         IDBI Bank          done clear
  View Solution play_arrow

• question_answer56)
  Which of the following services is provided only by the RBI?                                                 [IBPSRRB O.A. 2012]
  A)
   Compilation of economic data done clear
  B)
         Issue of currency notes done clear
  C)
         Purchase and sale of gold/gold coins done clear
  D)
         Sale of Demand Drafts done clear
  E)
         Safe deposit lockers for keeping valuables  done clear
  View Solution play_arrow

• question_answer57)
  Which of the following committees/Task forces was set up to suggest reforms in banking sector? [ibps RRB O.A. 2012]
  A)
   Task force on infrastructure   done clear
  B)
         Narasimham committee done clear
  C)
         Rayinder sachar committee   done clear
  D)
         Swaminathan committee done clear
  E)
         None of these       done clear
  View Solution play_arrow

• question_answer58)
                          Which of the following is decided by the RBI?                                                                     [IBPS RRB O.A. 2012]
  A)
   Interest rate on time deposits done clear
  B)
         Rent of safe deposit vaults done clear
  C)
         Inflation rate done clear
  D)
         Dearness Allowance to govt employee done clear
  E)
         Cash Reserve Ratio     done clear
  View Solution play_arrow

• question_answer59)
                      What does the letter "C? denote in the term CBS as used in banking operations?                      [IBPS RRB 0, A, 2012]
  A)
   Central             done clear
  B)
         Critical            done clear
  C)
         Commercial                  done clear
  D)
         Core          done clear
  E)
         Capital          done clear
  View Solution play_arrow

• question_answer60)
        Which of the following term is not associated with banking/finance?                           [IBPS RRB O.A. 2012]
  A)
   RTGS done clear
  B)
                        SLR              done clear
  C)
         Repo Rate                     done clear
  D)
          Credit            done clear
  E)
         LBW   done clear
  View Solution play_arrow

• question_answer61)
                The term "plastic Money" refers to ?                                                                     [SBI Associate Clerk 2012]
  A)
   ATM / credit cards         done clear
  B)
          Plastic-wanted currency notes done clear
  C)
         Foreign currency Notes      done clear
  D)
         Travelers cheque done clear
  E)
         None of these     done clear
  View Solution play_arrow

• question_answer62)
                       It is mandatory to quote which of the following identification number on all large-value financial transaction?                                                                                                                         [SBI Associate Clerk 2012]
  A)
   PAN  done clear
  B)
         Voter ID    done clear
  C)
                PIN   done clear
  D)
            Ration card number done clear
  E)
         Phone number    done clear
  View Solution play_arrow

• question_answer63)
  The term "ATM" stands for ?                                                                               [SBI Associate Clerk 2012]
  A)
   Alternate to Money done clear
  B)
         Automated Transaction Machine done clear
  C)
         Automated Toller Mechanism done clear
  D)
         Automatic Teller Mode done clear
  E)
         Automated Teller Machine done clear
  View Solution play_arrow

• question_answer64)
               Which of the following is not a public sector bank?                                                  [SBI Associate Clerk 2012]
  A)
   Corporation Bank  done clear
  B)
                  United Bank of India done clear
  C)
         Vijaya Bank  done clear
  D)
                        Bank of Maharashtra done clear
  E)
         Federal Bank     done clear
  View Solution play_arrow

• question_answer65)
                       Monetary policy in India is formulated by ?                                                                      [SSC, LDC, 2012]
  A)
   Finance Ministry        done clear
  B)
             RBI done clear
  C)
         SEBI                done clear
  D)
          CLB      done clear
  View Solution play_arrow

• question_answer66)
       Which one of the following is an example of Non-Banking financial Institution?                                   [SSCLDC2012]
  A)
   RBI done clear
  B)
                        SBI         done clear
  C)
         IOB     done clear
  D)
         LIC done clear
  View Solution play_arrow

• question_answer67)
  NABARD was established on the recommendation of?
  A)
   Public account committee  done clear
  B)
           Shivaraman committee done clear
  C)
         Narsimham committee       done clear
  D)
         None of these    done clear
  View Solution play_arrow

• question_answer68)
              Which bank in India performs the duties of a Central Bank?
  A)
   Central Bank of India        done clear
  B)
         State Bank of India done clear
  C)
         RBI    done clear
  D)
                              Both A and B done clear
  View Solution play_arrow

• question_answer69)
  Indian money market is divided into three sectors/ namely organized sector, unorganized sector and cooperative sector. Call money market is the part of which of the following Organized sector Unorganized sector Cooperative sector
  A)
   Only (i) done clear
  B)
                        Only (ii) done clear
  C)
         Only (iii)                       done clear
  D)
         Only (i) and (ii) done clear
  View Solution play_arrow

• question_answer70)
  Which of the following is not a measure to control inflation adopted by the government and or the RBI?  (B.G.'M. 2009)
  A)
   Monetary policy done clear
  B)
            Fiscal policy done clear
  C)
         Financial inclusion          done clear
  D)
         Price control done clear
  View Solution play_arrow

• question_answer71)
     An agreement, which in fact is a contract, between the RBI and Banks for the sale and repurchase of Govt. Securities and short term treasury bills at a future date and for which the RBI indicates "the interest rate" is generally known as?
  A)
   Repo rate done clear
  B)
                        Bank rate done clear
  C)
         Reverse repo rate           done clear
  D)
          None of these done clear
  View Solution play_arrow

• question_answer72)
   It is evident that the economic slowdown still continues to weigh on the performance of the banks in India. How is this affecting banks and/or general public?
  A)
   The number of bank account holders has gone down done clear
  B)
         Inflation has reached a very high level done clear
  C)
         The gross NPA of the listed banks has increased substantially. done clear
  D)
         None of these. done clear
  View Solution play_arrow

• question_answer73)
  Which of the following is / are considered a policy rate (s) in the hands of the RBI?      (Corporation Bank PV 2012]

  (i) Repo Rate

  (ii) SLR

  (iii) Inflation

  A)
   Only (i) done clear
  B)
                        Only (ii)           done clear
  C)
         Only (iii)                       done clear
  D)
          Only (i) and (ii)      done clear
  View Solution play_arrow

• question_answer74)
                    The rate on which banks borrow from the RBI is called-                                                        (PdS Bank PC'A,2012]
  A)
   SLR  done clear
  B)
                      CRR        done clear
  C)
         Bank Rate                     done clear
  D)
          Repo Rate done clear
  View Solution play_arrow

• question_answer75)
  Which of the following is not a function of banks?                                                   (Syndicate Bank PO 2010)
  A)
   Providing project finance done clear
  B)
         Selling Mutual Funds done clear
  C)
         Deciding policy rates likes CRR, Repo Rate, and SLR etc. done clear
  D)
         All of these are functions of a bank  done clear
  View Solution play_arrow

• question_answer76)
       A bank borrows money from the RBI on which of the following rates?
  A)
   Bank rate          done clear
  B)
            Repo Rate   done clear
  C)
         SLR                 done clear
  D)
          CRR done clear
  View Solution play_arrow

• question_answer77)
  . Which of the following organizations / agencies controls the monetary policy of our country?  (NABARD PO 2010)
  A)
   SBI      done clear
  B)
          Central Bank of India done clear
  C)
         Indian Bank                  done clear
  D)
          RBI       done clear
  View Solution play_arrow

• question_answer78)
         Which of the following is the name of the organization created specifically to develop small scale industrial sector in our country?                                                                                                 (NABARD PO 2010)
  A)
   NABARD          done clear
  B)
            SEBI        done clear
  C)
         SIDBI done clear
  D)
          AMFI done clear
  View Solution play_arrow

• question_answer79)
  Which of the following organizations maintains the Rural Infrastructure Development Fund (RIDF)?  (NABARD PO 2010)
  A)
   RBI   done clear
  B)
                        NABARD   done clear
  C)
         SIDBI               done clear
  D)
          L   I   C done clear
  View Solution play_arrow

• question_answer80)
  Which of the following organizations agencies has specifically been set up to boost overall rural development in India?
  A)
   RBI   done clear
  B)
                        SIDBI       done clear
  C)
         NABARD          done clear
  D)
          SEBI done clear
  View Solution play_arrow

• question_answer81)
  Which one of the following is not a function of the central bank in an economy?                     [SSC CPO 2011]
  A)
   Dealing with foreign exchange done clear
  B)
         Controlling monetary policy done clear
  C)
         Controlling government spending done clear
  D)
         Acting as a banker's bank     done clear
  View Solution play_arrow

• question_answer82)
                    The reserves held by commercial Bank over and above the statutory minimum with the RBI are Called? [SSC CCL 2011]
  A)
   Cash Reserves done clear
  B)
            Deposit Reserves done clear
  C)
         Excess Reserves done clear
  D)
            Momentary Reserves done clear
  View Solution play_arrow

• question_answer83)
  Who is authorized to issue coins in India?                                                               [SSCCGL 2011]
  A)
   RBI   done clear
  B)
            Ministry of Finance done clear
  C)
         SBI   done clear
  D)
            IOB        done clear
  View Solution play_arrow

• question_answer84)
      Cheap money means?                                                                                       [SSC CPO 2010]
  A)
   Low rate of Interest   done clear
  B)
                Low level of savings done clear
  C)
         Low level of Income         done clear
  D)
         Excess of black money done clear
  View Solution play_arrow

• question_answer85)
  The existence of a parallel economy of Black money?                                                        [SSC'SAS 2010]
  A)
   Makes the economy more competitive done clear
  B)
         Makes the monetary policies less effective done clear
  C)
         Ensure a better distribution on income and wealth done clear
  D)
         Ensure increasing productive investment  done clear
  View Solution play_arrow

• question_answer86)
          The monetary policy in India is formulated by?                                                     [SSC CGL 2010]
  A)
   Central government done clear
  B)
         Industrial financial corporation of India done clear
  C)
         RBI done clear
  D)
         Industrial development of India  done clear
  View Solution play_arrow

• question_answer87)
                 A short term government security paper is called?                                                              [SSC CGL 2010]
  A)
   Share done clear
  B)
                        Debenture done clear
  C)
         Mutual Fund                 done clear
  D)
          Treasury bill    done clear
  View Solution play_arrow

• question_answer88)
  The present Indian monetary system is based on?                                                  [SSC 'lax Assistant 2009]
  A)
   Gold Reserve system         done clear
  B)
         Proportional Reserve system done clear
  C)
         Convertible Currency system done clear
  D)
         Minimum Reserve system done clear
  View Solution play_arrow

• question_answer89)
  Open market operations of RBI refer to buying and selling of?
  A)
   Commercial bills            done clear
  B)
          Foreign exchange done clear
  C)
         Gold                done clear
  D)
          Government bonds done clear
  View Solution play_arrow

• question_answer90)
  S.D.R. stands for?                                                                                                         [SSC .L 2008]
  A)
   Special Dollar Rights      done clear
  B)
            Special Drawing Rights done clear
  C)
         State Drawing Rights         done clear
  D)
         Specific Dollar Rights done clear
  View Solution play_arrow

• question_answer91)
  Which one of the following is not a quantitative credit control techniques?                 [SSC, CPO S I 2008]
  A)
   Bank rate done clear
  B)
         Cash Reserve Ratio done clear
  C)
         Statutory Liquidity Ratio done clear
  D)
         Increase of interest rate on saving deposit done clear
  View Solution play_arrow

• question_answer92)
  RBI does not transact the business of which state govt?
  A)
   Nagaland          done clear
  B)
            Jammu & Kashmir done clear
  C)
         Punjab done clear
  D)
                        Cairncrosed  done clear
  View Solution play_arrow

• question_answer93)
  The total number of nationalized bank in India is?
  A)
   14     done clear
  B)
            19   done clear
  C)
         21        done clear
  D)
         30 QSO 2000 done clear
  View Solution play_arrow

• question_answer94)
  In India one rupee coins and notes and subsidiary coins are issued by?                                 [SSC S.O. 2006]
  A)
   RBI   done clear
  B)
            The central government done clear
  C)
         SBI   done clear
  D)
            VIT        done clear
  View Solution play_arrow

• question_answer95)
      Bank deposits that can be withdrawn without notice are called?
  A)
   Account payee deposits  done clear
  B)
          Fixed deposits done clear
  C)
         Variable deposits  done clear
  D)
                   Demand deposits done clear
  View Solution play_arrow

• question_answer96)
  Scheduled Banks have to be registered with?                                                         [ISO CPO S 7 2006]
  A)
   SEBI    done clear
  B)
          RBI done clear
  C)
         Finance Ministry done clear
  D)
            SBI         done clear
  View Solution play_arrow

• question_answer97)
  Bank rate is the rate at which?                                                                            [SSC Tax Assistant 2005]
  A)
   A commercial bank borrows loans from some other commercial bank done clear
  B)
         The central bank borrows loans from the government done clear
  C)
         The commercial bank gives loans to the public done clear
  D)
         The central bank re-discounts the commercial bills brought done clear
  View Solution play_arrow

• question_answer98)
  Rate of interest is determined by?
  A)
   The rate of return on the capital invested done clear
  B)
         Central government done clear
  C)
         Liquidity preference done clear
  D)
         Commercial Banks done clear
  View Solution play_arrow

• question_answer99)
                 "Dear money" means?
  A)
   Low rate of interest       done clear
  B)
             High rate of interest done clear
  C)
         Depression                done clear
  D)
            Inflation       done clear
  View Solution play_arrow

• question_answer100)
     Legal Tender Money" refers to?                                                                                       [SSC SJ. 2005]
  A)
   Cheques           done clear
  B)
            Drafts done clear
  C)
         Bill of exchange done clear
  D)
          Currency notes done clear
  View Solution play_arrow

• question_answer101)
  Liquidity preference means?                                                                                [SSC CGL 2004]
  A)
   Desire of the public to hold cash done clear
  B)
         Showing preferences to hold capital assets done clear
  C)
         Showing preferences to hold bonds and securities done clear
  D)
         Refraining from consumption done clear
  View Solution play_arrow

• question_answer102)
  102   When central bank buys securities/ bank reserves?                                                     [SSC CGL 2014]
  A)
   Contracts          done clear
  B)
            Remains the same done clear
  C)
         Has no impact on the reserves done clear
  D)
         Expands       done clear
  View Solution play_arrow

• question_answer103)
  Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash. Precious metals, and other short term Securities as reserve all the time. In Banking world this is known as?
  A)
   CRR  done clear
  B)
            Fixed asset  done clear
  C)
         SLR     done clear
  D)
         PLR done clear
  View Solution play_arrow

• question_answer104)
  National Institute of Bank Management is the Institution meant for?
  A)
   All those given as options done clear
  B)
         Providing management personnel to the banks done clear
  C)
         Training of bank employees in banking done clear
  D)
         Providing consultancy of best practices is bank Management done clear
  E)
         Recruitment of bank employees at all levels   done clear
  View Solution play_arrow

• question_answer105)
  A cheque bearing the date earlier than the date of submission to the bank is known as?                      [SBI Clerk 2014]
  A)
   Bearer cheque done clear
  B)
            Stale cheque done clear
  C)
         Crossed cheque  done clear
  D)
          Post-Dated cheque done clear
  E)
         Ante-Dated cheque   done clear
  View Solution play_arrow

• question_answer106)
                            Liquidity is injected by the RBI in the economy through which of the following mechanisms?     [SBI Clerk 2014]
  A)
   Change in Bank Rate done clear
  B)
         Repo done clear
  C)
         Increase in SLR done clear
  D)
         Through Marginal standing facility done clear
  E)
         Increase in CRR     done clear
  View Solution play_arrow

• question_answer107)
                                A Bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and interbank ATM network alliances, is known as?                                                                  [IBPS 2013]
  A)
   Universal Banking          done clear
  B)
          Indirect Bank done clear
  C)
         Door Step Bank done clear
  D)
            Direct Bank      done clear
  View Solution play_arrow

• question_answer108)
    A type of fraud where in criminals use an innocent person's details to open or use an account to carry out financial transactions, is known as                                                                                                                    [IBPS2013]
  A)
   Hacking done clear
  B)
                        Money laundering done clear
  C)
         Espionage         done clear
  D)
            Phishing    done clear
  View Solution play_arrow

• question_answer109)
         NABARD is responsible for regulating and supervising the functions of?
  A)
   Investment and Industrial Finance Banks done clear
  B)
         Cooperative Banks and Regional Rural Banks done clear
  C)
         Corporate Finance and Overseas Bank Units done clear
  D)
         Reserve Bank of India     done clear
  View Solution play_arrow

• question_answer110)
    The Concept of 'Micro Credit7 essentially concentrates on?
  A)
   Consumption smoothening as and when needed done clear
  B)
         Providing safe place to hold savings done clear
  C)
         Accepting deposits done clear
  D)
         Provision of credit to the poor   done clear
  View Solution play_arrow

• question_answer111)
          A bank's fixed deposit is also referred to as a---
  A)
   Term deposit     done clear
  B)
            Savings Bank deposit done clear
  C)
         Current deposit   done clear
  D)
                   Demand deposit done clear
  View Solution play_arrow

• question_answer112)
  Which of the following services relate to execution of transaction directly with consumers, rather than corporations or other banks?
  A)
   Wholesale Banking Services done clear
  B)
         Industrial Banking Services done clear
  C)
         Retail Banking Services   done clear
  D)
         Corporate Banking Services done clear
  View Solution play_arrow

• question_answer113)
  Bank's mandatory lending to farmers for agriculture, micro and small enterprises and other weaker sections wherein banks are required to end up to 40% of the loan is generally described as?-                                          [ IBPS, 2013]
  A)
   Para banking     done clear
  B)
            Subprime lending done clear
  C)
         Retail lending     done clear
  D)
            Priority sector lending done clear
  View Solution play_arrow

• question_answer114)
  The process by which the Central Bank of a country controls the supply of money in the economy by exercising its control over interest rates in order to maintain price stability and achieve high economic growth is known as?          [IBPS RRB 2014]
  A)
   Economic policy done clear
  B)
            Monetary policy done clear
  C)
         Fiscal policy      done clear
  D)
            Credit policy   done clear
  View Solution play_arrow

• question_answer115)
  In order to promote financial inclusion, the Reserve Bank of India has recently allowed minors to operate bank accounts independently provided their age is above?                                                                                [IBPS RRB 2014]
  A)
   14 years           done clear
  B)
            13 years done clear
  C)
            16 years done clear
  D)
                        10 years done clear
  View Solution play_arrow

• question_answer116)
  The process of conversion of a physical cheque into electronic form is known as?                   [IBPS     2014]
  A)
   Cheque Negotiation done clear
  B)
            Cheque Endorsement done clear
  C)
         Cheque Truncation done clear
  D)
         Cheque Crossing done clear
  View Solution play_arrow

• question_answer117)
  The earlier system of Prime Lending Rate (PLR) has now been replaced by-                            [IBPS, RRB 2014]
  A)
   Reverse Repo Rate system   done clear
  B)
         Repo Rate system done clear
  C)
         Bank Rate system     done clear
  D)
               Base Rate system done clear
  View Solution play_arrow

• question_answer118)
  A banknote of -which a portion is missing or which is composed of more than two pieces is known as?                                                                                                                                                 [IBPSRRB2014]
  A)
   A multilated banknote   done clear
  B)
             A counterfeit banknote done clear
  C)
         A soiled banknote           done clear
  D)
         A damaged banknote done clear
  View Solution play_arrow

• question_answer119)
  Banks generally insist account holders to nominate persons to whom the money lying in their accounts should go in the event of?                                    [IBPSPO 2014]
  A)
   Death of account holder  done clear
  B)
            Illness of account holder done clear
  C)
         Account holder migrates     done clear
  D)
         Account holder turns bankrupt done clear
  View Solution play_arrow

• question_answer120)
  Credit Risk refers to the risk that?
  A)
   Borrower may opt to get necessary permit/licenses? done clear
  B)
         Wrong strategy is adopted done clear
  C)
         Loan processing may be faulty done clear
  D)
         A borrower will default on any type of debt done clear
  View Solution play_arrow

• question_answer121)
  Which of the following concepts of banking involves booking of web enabled touch point for basic banking services?                                                                                                                                                 [IBPSPO 2014]
  A)
   Extension Counters        done clear
  B)
            Retail Banking done clear
  C)
         Kiosk Banking done clear
  D)
                        Mobile Banking done clear
  View Solution play_arrow

• question_answer122)
  Based on the recovery of the dues, banks are required to classify Non-Performing Assets (NPAs) in the books of the bank under the categories?                                                                                                       [IBPSPO 2014]
  A)
   Substandard, Doubtful and Bad Debts done clear
  B)
         Substandard, Doubtful and Loss Assets done clear
  C)
         Standard, Doubtful and Loss Assets done clear
  D)
         None of these      done clear
  View Solution play_arrow

• question_answer123)
    The process that has to be undertaken by banks and other financial institutions to prevent them from being used by criminal elements for money laundering is?                                                                                                [IBPS 2014]
  A)
   Credit monitoring process done clear
  B)
         Credit Rating process done clear
  C)
         KYC process    done clear
  D)
                     Credit Appraisal process done clear
  View Solution play_arrow

• question_answer124)
  CVV is an anti-fraud security feature that helps verify that the customer is in possession of her card. The abbreviation of CVV stands for?                                                                                                                 [IBPS 2014]
  A)
   Card virtual valuation done clear
  B)
         Confidential virtual verification done clear
  C)
        Card verification value done clear
  D)
         Core virtual value  done clear
  View Solution play_arrow

• question_answer125)
                                    With introduction of ATMs, telebanking and internet banking, banking hours is not a constraint for transacting banking business, which is known as?                                                                                                     [IBPS 2014]
  A)
   Universal Banking    done clear
  B)
               Worldwide Banking done clear
  C)
         Anywhere Banking   done clear
  D)
                Global Banking     done clear
  View Solution play_arrow

• question_answer126)
  Which of the following institutions is a credit information company?                                       [IBPS 2014]
  A)
   ARCIL  done clear
  B)
            CRISIL     done clear
  C)
         CIBIL done clear
  D)
          ICRA done clear
  View Solution play_arrow

• question_answer127)
  RBI has recently issued draft policy guidelines for differentiated Banks licenses which are?                   [IBPS, 2013]
  A)
   Exclusively for foreign banks done clear
  B)
         Aimed at the cooperative sector done clear
  C)
         Aimed at furthering financial inclusion done clear
  D)
         Other than those given as option  done clear
  View Solution play_arrow

• question_answer128)
                     The fair practice code for credit card operations in the banking industry has been evolved by?
  A)
   Indian Bank's Association (IBA) done clear
  B)
         RBI done clear
  C)
         Banking Codes and Standards Board of India (BCSBI) done clear
  D)
         Banking Ombudsman done clear
  View Solution play_arrow

• question_answer129)
    When an account does not have sufficient balance to honour the cheque issued by the account holder, the cheque is returned by the bank, which is known as?
  A)
   Cheque discounting        done clear
  B)
          Cheque truncation done clear
  C)
         Cheque kiting    done clear
  D)
          Bouncing of cheque done clear
  View Solution play_arrow

• question_answer130)
  The alphabet ?T' in the abbreviation EFTPOS stands for?
  A)
   Point done clear
  B)
                        Private     done clear
  C)
         Public               done clear
  D)
          Primary done clear
  View Solution play_arrow

• question_answer131)
  ATM is an electronic Tele-communication device that helps bank customers perform financial transactions. The letter 'A' in the abbreviation ATM stands for?
  A)
   Anytime done clear
  B)
                        Anywhere done clear
  C)
         Automated        done clear
  D)
          Advance done clear
  View Solution play_arrow

• question_answer132)
  The Bank for International Settlements (BIS) is an international organization of central banks headquartered in?                                                                                                                                                             [IBPS 2014]
  A)
   Zurich/Switzerland          done clear
  B)
          New York, USA done clear
  C)
         Basel, Switzerland done clear
  D)
          Paris, France     done clear
  View Solution play_arrow

• question_answer133)
    RBI has recently issued the guidelines allowing minors to operate bank accounts, -which is aimed at?
  A)
   Mobilizing high level of savings done clear
  B)
         Furthering financial inclusion done clear
  C)
         Developing consumption culture amongst the children done clear
  D)
         Developing Borrowing habits at an early age done clear
  View Solution play_arrow

• question_answer134)
  Banks today are focusing more on Retail Banking, which offers opportunities to banks to                      [IBPS 2014]
  A)
   Invest in Capital markets done clear
  B)
         Consider large ticket term loans done clear
  C)
         Set up joint ventures done clear
  D)
         Cross-set other retail loan products    done clear
  View Solution play_arrow

• question_answer135)
              National Institute of Bank Management is the Institution meant for?                                     [SBI Clerk 2014]
  A)
   Providing management personnel to the banks done clear
  B)
         Training of bank employees in banking done clear
  C)
         Providing consultancy of best practices in bank management done clear
  D)
         All those given as option      done clear
  View Solution play_arrow

• question_answer136)
                     Recently, India has decided to introduce plastic currency notes. A number of other countries are already using plastic notes, but the pioneer in this field is?
  A)
   Sweden done clear
  B)
                        England    done clear
  C)
         France              done clear
  D)
          Australia done clear
  View Solution play_arrow

• question_answer137)
  Which of the following is sovereign instrument with faced coupon (payable on a specified date or half yearly), issued the Reserve Bank for market borrowing programme of the government of India?
  A)
   Fixed Deposits done clear
  B)
          Dated government Securities done clear
  C)
         Debentures      done clear
  D)
                    Bonds   done clear
  View Solution play_arrow

• question_answer138)
  Abound issued at a price less than its face value and payable on its due date at its face value bearing no ROI (Rate Of Interest) is called?                                                                                                             [SBI Clerk 2014]
  A)
   Preference Bond done clear
  B)
            Zero Coupon Bond done clear
  C)
         Convertible Bond           done clear
  D)
          Perpetual Bond done clear
  View Solution play_arrow

• question_answer139)
  A cheque bearing the date earlier than the date of submission to the
  A)
   Bearer cheque   done clear
  B)
          Stale cheque done clear
  C)
         Crossed cheque done clear
  D)
          Ante-Dated cheque done clear
  View Solution play_arrow

• question_answer140)
  Liquidity is injected by the RBI in the economy through which of the following mechanisms?                 [SBI Clerk 2014]
  A)
   Change in Bank Rate      done clear
  B)
            REPO done clear
  C)
         Increase in SLR done clear
  D)
            Increase in CRR done clear
  View Solution play_arrow

• question_answer141)
  Which of the following is one of the main functions of the Reserve Bank of India?                    [SBI Clerk 2014]
  A)
   Regulation of the Stock Markets done clear
  B)
         Regulation of Life Insurance done clear
  C)
         Regulation of General Insurance done clear
  D)
         Banker's Bank done clear
  View Solution play_arrow

• question_answer142)
                              Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the government through issue of Bonds and Treasury Bills?                                                                                     [SBI Clerk 2014]
  A)
   SEBI done clear
  B)
            IRDA done clear
  C)
              SBI   done clear
  D)
            RBI done clear
  View Solution play_arrow

• question_answer143)
  In international Banking terms, 'appreciation' of rupee means?                                 [SBI Asst. Clerk 2015]
  A)
   Excess of exports over imports done clear
  B)
         Purchasing power of rupee has come down done clear
  C)
         Excess of imports over exports done clear
  D)
         Availability of more foreign currency vis-a-vis rupee done clear
  View Solution play_arrow

• question_answer144)
  Which of the following is not a Banking organization?                                                                      [SBI Asst. 2015]
  A)
   ICICI PRUDENTIAL       done clear
  B)
            AXIS BANK done clear
  C)
         KOTAK MAHINDRA                  done clear
  D)
          ICICI BANK   done clear
  View Solution play_arrow

• question_answer145)
  A Non-performing asset in Banking Business means?  A fixed asset of bank that has not been utilized  A portion of deposits not utilized  A loan asset on which interest and / or instalments remain 'Past due'                                     [SBI Asst. 2015]
  A)
              Only a done clear
  B)
                        Only C done clear
  C)
         Only done clear
  D)
                        Only B & C done clear
  View Solution play_arrow

• question_answer146)
                            Bank Holidays are covered by which of the following?
  A)
   As per the order of GOI done clear
  B)
         As per the order of IBA done clear
  C)
         Negotiable Instruments Act  done clear
  D)
         RBI Act done clear
  View Solution play_arrow

• question_answer147)
     In order to boost growth under an expansionary monetary policy, the Central Bank of a country..........
  A)
   Trims down money supply in the economy done clear
  B)
         Increases money supply in the system done clear
  C)
         Increases interest rates done clear
  D)
         Restricts Government spending      done clear
  View Solution play_arrow

• question_answer148)
    Bi-Monthly Monetary policy review is undertaken by?
  A)
   SEBI done clear
  B)
            Indian Bank's Association done clear
  C)
            RBI   done clear
  D)
            Financial Stability Development Council (FSDC) done clear
  View Solution play_arrow

• question_answer149)
  Credit/Debit Card payments made without actually swiping the Credit/Debit card but by using details on the card are known as?
  A)
   Over the counter payment (UTCP) Transaction done clear
  B)
         Physical/Cash Transaction   done clear
  C)
         ATM Transaction done clear
  D)
         DOS transaction      done clear
  View Solution play_arrow

• question_answer150)
    The alphabet 'E' in the abbreviation NRE Account stands for- -
  A)
   Executive          done clear
  B)
            Employee done clear
  C)
         External done clear
  D)
                        Equated done clear
  View Solution play_arrow

• question_answer151)
  The Reserve Bank of India has recently raised the card limit for issuance of pre-paid payment instruments (PPI) from> 50,000 to?                                                                                                                        [NIACL AssT2015]
  A)
    1, 50,000         done clear
  B)
            1, 00,000 done clear
  C)
          60,000 done clear
  D)
            75,000    done clear
  View Solution play_arrow

• question_answer152)
  As per the guidelines issued by the RBI, the proposed 'payment Banks' will be allowed to open small savings account primarily from the un- banked and under-banked population up to a maximum of?
  A)
    10/000 per individual customer done clear
  B)
          1 lakh per individual customer done clear
  C)
         T 1,000 per individual customer done clear
  D)
         T 50,000 per individual customer       done clear
  View Solution play_arrow

• question_answer153)
  One rupee notes are issued by the?                                                                                              [SSC LDC 2014]
  A)
   RBI   done clear
  B)
                           SBI done clear
  C)
         President of India      done clear
  D)
              Government of India done clear
  View Solution play_arrow

• question_answer154)
  The fourteen major banks in India were nationalized in the year
  A)
   1967 done clear
  B)
                        1968        done clear
  C)
         1969    done clear
  D)
          1971 done clear
  View Solution play_arrow

• question_answer155)
  The number of Nationalized Banks in India are?                                                                [SSC LDC 2014]
  A)
   14     done clear
  B)
            21          done clear
  C)
         20     done clear
  D)
         22 done clear
  View Solution play_arrow

• question_answer156)
  The internal rate of return?                                                                                                         [SSC LDC 2014]
  A)
   Must be less than the interest rate if the firm is to invest done clear
  B)
         Makes the present value of profits equal to the present value of costs done clear
  C)
         Falls as the annual yield of an investment rises done clear
  D)
         Is equal to the market interest rate for all the firm?s investment done clear
  View Solution play_arrow

• question_answer157)
  As the number of investments made by a firm increases, its internal rate of return?                 [SSC LDC 2014]
  A)
   Declines due to diminishing Marginal productivity done clear
  B)
         Declines because the market rate of interest will falls, ceteris parlous done clear
  C)
         Increase to compensate the firm for the current consumption fore- gone done clear
  D)
         Increases because the level of savings will fall    done clear
  View Solution play_arrow

• question_answer158)
    Saving rate is relatively low in developed economies because of?                                         [SSC LDC 2014]
  A)
   Low per capita income done clear
  B)
         Welfare programmer done clear
  C)
         Liquidity/Borrowing constraint done clear
  D)
         High interest rate        done clear
  View Solution play_arrow

• question_answer159)
                          The profits of Indian Banks operating in foreign countries are a part of?                                [SSC, LDC 2014]
  A)
   Income from entrepreneurship earned from abroad done clear
  B)
         Domestic factor income of India done clear
  C)
         Profits of the enterprises working in domestic territory of India done clear
  D)
         Operating surplus of the banks located in India done clear
  View Solution play_arrow