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question_answer1) What do the banks do with the deposits which they accept from the public?
question_answer2) Why do we need to expand formal sources of credit in India?
question_answer3) Why are poor households still dependent on informal sources of credit?
question_answer4) What is the basic idea behind the SHGs for the poor? Explain in your own words.
question_answer5) What are the advantages of SHGs?
question_answer6) What are the differences between formal and informal sources of credit?
question_answer7) Why is currency accepted as a medium of exchange?
question_answer8) What is a cheque? How does it replace currency?
question_answer9) What do the banks do with the deposits which they accept from the public?
question_answer10) What is credit? How can credit be both an asset as well as a debt trap?
question_answer11) What are the terms of credit?
question_answer12) Why do poor farmers get into debt trap of informal sector?
question_answer13) "The rich households are availing cheap credit from formal lenders whereas the poor households have to pay a heavy price for borrowing." Comment.
question_answer14) Who takes the important decisions of SHGs and why?
question_answer15) State any three advantages of an ATM.
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